Abbotsford, BC
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Rural charm meets urban growth
Abbotsford is one of BC's fastest-growing cities, offering a unique mix of rural charm and urban development. With a strong agricultural economy, expanding residential areas, and proximity to Metro Vancouver, it's a popular choice for families, investors, and first-time buyers.
Outdoor lifestyle
From Sumas Mountain's untouched primary forest to Mill Lake Park's scenic lakeside trails, and over 100 kilometres of interconnected trails — Abbotsford offers breathtaking views of Mount Baker and the BC Coast Mountains with year-round outdoor recreation.
More home for your money
Abbotsford offers significantly more space and value compared to Metro Vancouver. First-time buyers, growing families, and investors find detached homes, acreages, and new developments at prices that stretch further in the Fraser Valley.
Quick facts for Abbotsford buyers
Key numbers to know before you start
Minimum down payment
5%
For homes under $500K. Between $500K–$1M, it's 5% on the first $500K and 10% on the rest. Over $1M requires 20%.
Mortgage insurance (CMHC)
2.8–4.0%
Required when your down payment is under 20%. Premium ranges from 2.8% (15% down) to 4.0% (5% down) of your mortgage amount.
Stress test rate
Rate + 2%
All buyers must qualify at their contract rate plus 2%, or the Bank of Canada benchmark — whichever is higher.
Max amortization
25–30 yrs
Standard maximum is 25 years. First-time buyers or new construction buyers may qualify for up to 30 years.
Property taxes
0.5–1.5%
Annual property tax in BC typically ranges from 0.5% to 1.5% of assessed value. The Home Owner Grant can reduce this.
Capital gains inclusion
50%
Only 50% of capital gains are taxable in Canada. Your principal residence is typically exempt entirely.
Featured listings in Abbotsford
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Popular areas in Greater Abbotsford
Ask us about any neighbourhood — we can help you compare
West Abbotsford
Central location with easy highway access. Mix of established homes and new developments.
Auguston
Mountain-side community with stunning views. Family-oriented with parks, trails, and modern homes.
Aberdeen
Popular with families and commuters. Good schools, shopping, and quick access to Highway 1.
Clearbrook
Established neighbourhood with character homes. Walkable to shops, schools, and Mill Lake Park.
Sumas Mountain
Acreages and larger lots backing onto BC's largest untouched primary forest. Nature lovers' paradise.
Matsqui
Agricultural roots with rural properties and acreages. Quieter pace, more space for your budget.
Central Abbotsford
Urban core with condos, townhomes, and walkable amenities. Close to the University of the Fraser Valley.
Aldergrove (nearby)
Small-town feel on the Abbotsford-Langley border. More affordable, with growing amenities and transit.
Common questions about Abbotsford real estate
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What are the best neighbourhoods in Abbotsford?
West Abbotsford, Auguston, Aberdeen & more
How much down payment do I need in Abbotsford?
5%, 10%, or 20% — it depends on the price
Is Abbotsford good for first-time buyers?
Affordability vs. Metro Vancouver
What's the commute from Abbotsford to Vancouver?
Highway 1, transit & remote work
What are closing costs in BC?
Property transfer tax, legal fees & more
Do I qualify for the First Time Home Buyers' Program?
Tax exemptions, FHSA & grants
Should I buy a home with acreage?
Rural properties & agricultural land
How do I find a good agent in Abbotsford?
What to look for in a realtor
Agents you can trust
We work with top-performing realtors across Greater Abbotsford
Proven track record
Our partner agents maintain top performance metrics in Abbotsford and the Fraser Valley with consistent results and exceptional client feedback across all regions of British Columbia.
Verified and vetted
Every agent is personally interviewed and monitored for ongoing performance. They carry years of experience in their specialized areas across Abbotsford and the Fraser Valley.
No cost to you
Our service is completely free. Partner agents pay a referral fee only when a transaction successfully closes. You're never under any obligation — you're free to interview agents and decide if they're the right fit.
How it works
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