Vancouver, BC
Find your perfect realtor match in Vancouver
Get honest answers about buying or selling a home in Vancouver. Ask anything — mortgages, neighbourhoods, closing costs, capital gains — and connect with a vetted local agent when you're ready. Completely free, no obligation.
Why use Agent For You in Vancouver?
Local knowledge, delivered instantly
Navigate a competitive market
Vancouver's real estate market moves fast. Get clear answers about pricing trends, bidding strategies, and what to expect — so you can move with confidence, not pressure.
Understand your buying costs
Your monthly mortgage payment covers principal and interest — but that's just the start. Budget for property taxes (0.5–1.5% annually), home insurance ($75–200/month), strata fees for condos, and CMHC mortgage insurance if your down payment is under 20%. We'll help you see the full picture.
Know the local programs
BC has unique programs for buyers: the First Time Home Buyers' Program (property transfer tax exemption), the Home Owner Grant (up to $770 annual tax reduction), and the First Home Savings Account (FHSA) for tax-advantaged savings. Ask us what you qualify for.
Quick facts for Vancouver buyers
Key numbers to know before you start
Minimum down payment
5%
For homes under $500K. Between $500K–$1M, it's 5% on the first $500K and 10% on the rest. Over $1M requires 20%.
Mortgage insurance (CMHC)
2.8–4.0%
Required when your down payment is under 20%. Premium ranges from 2.8% (15% down) to 4.0% (5% down) of your mortgage amount.
Stress test rate
Rate + 2%
All buyers must qualify at their contract rate plus 2%, or the Bank of Canada benchmark — whichever is higher.
Max amortization
25–30 yrs
Standard maximum is 25 years. First-time buyers or new construction buyers may qualify for up to 30 years.
Property taxes
0.5–1.5%
Annual property tax in BC typically ranges from 0.5% to 1.5% of assessed value. The Home Owner Grant can reduce this.
Capital gains inclusion
50%
Only 50% of capital gains are taxable in Canada. Your principal residence is typically exempt entirely.
Featured listings in Vancouver
Browse current properties on the market
Popular areas in Greater Vancouver
Ask us about any neighbourhood — we can help you compare
Kitsilano
Beach lifestyle, walkable streets, popular with young professionals and families. Cafés, parks, and ocean views.
East Vancouver
Diverse, creative, and more affordable than the west side. Character homes, local shops, and strong community feel.
Mount Pleasant
Trendy, central location with a mix of condos and character homes. Lofts, cafés, and a growing food scene.
Yaletown
High-rise living steps from the marina. Urban lifestyle with restaurants, shops, and a walkable seawall.
Burnaby
SkyTrain-connected and growing rapidly. More space for your budget with new developments and urban amenities.
North Vancouver
Mountain access, family-friendly, scenic waterfront communities. Great schools and outdoor lifestyle.
Coquitlam
Suburban feel with urban amenities. New developments, good transit, and more home for your money.
Surrey
BC's fastest-growing city. Diverse communities, expanding SkyTrain, and a wide range of housing options.
Common questions about Vancouver real estate
Click any question to get an instant answer
How much down payment do I need in Vancouver?
5%, 10%, or 20% — it depends on the price
What is CMHC mortgage insurance?
Required if your down payment is under 20%
What are closing costs in BC?
Property transfer tax, legal fees & more
Do I qualify for the First Time Home Buyers' Program?
Tax exemptions, FHSA & grants
What does the mortgage stress test mean for me?
Qualification rules that affect your budget
How does amortization affect my payments?
15 vs 25 vs 30 years — trade-offs explained
Which neighbourhoods are best for families?
Schools, parks & community
Should I buy a condo or townhouse?
Compare property types & strata fees
Is my home exempt from capital gains tax?
Principal residence exemption explained
How can I reduce capital gains tax when selling?
Cost base, timing & legitimate strategies
What if I rented out part of my home?
Rental use, conversions & the 4-year election
How do I find a good agent in Vancouver?
What to look for in a realtor
Agents you can trust
We work with top-performing realtors across Greater Vancouver
Proven track record
Our partner agents maintain top performance metrics in the Greater Vancouver market with consistent results and exceptional client feedback across all regions of British Columbia.
Verified and vetted
Every agent is personally interviewed and monitored for ongoing performance. They carry years of experience in their specialized areas across Vancouver and the Lower Mainland.
No cost to you
Our service is completely free. Partner agents pay a referral fee only when a transaction successfully closes. You're never under any obligation — you're free to interview agents and decide if they're the right fit.
How it works
Ask your question
Type any question about buying or selling a home in Vancouver. No account needed. Mortgages, neighbourhoods, closing costs, the process — anything you want to know.
Get a helpful answer
Our AI assistant gives you clear, honest information about the Vancouver market. Take your time — there's no rush and no pressure to move forward.
Connect when you're ready
Only when you decide you want to work with an agent, we'll introduce you to a vetted Vancouver professional who fits your needs. There's no obligation — you're free to interview them and decide if they're the right fit.
Ready to explore Vancouver real estate?
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