Langley, BC
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Urban and rural living combined
Langley offers a unique blend of urban convenience and rural character. From the historic charm of Fort Langley to the modern developments in Willoughby, there's a community for every lifestyle — all with easy access to Metro Vancouver.
Horse country and beyond
Known as the "Horse Capital of BC," Langley is home to world-class equestrian facilities alongside family-friendly suburbs. Whether you want acreage in Aldergrove or a townhouse in Walnut Grove, the options are diverse.
Growing transit connections
The Surrey-Langley SkyTrain extension will bring rapid transit directly to Langley, boosting property values and connectivity. Early buyers in transit-adjacent areas stand to benefit from this infrastructure investment.
Quick facts for Langley buyers
Key numbers to know before you start
Minimum down payment
5%
For homes under $500K. Between $500K–$1M, it's 5% on the first $500K and 10% on the rest. Over $1M requires 20%.
Mortgage insurance (CMHC)
2.8–4.0%
Required when your down payment is under 20%. Premium ranges from 2.8% (15% down) to 4.0% (5% down) of your mortgage amount.
Stress test rate
Rate + 2%
All buyers must qualify at their contract rate plus 2%, or the Bank of Canada benchmark — whichever is higher.
Max amortization
25–30 yrs
Standard maximum is 25 years. First-time buyers or new construction buyers may qualify for up to 30 years.
Property taxes
0.5–1.5%
Annual property tax in BC typically ranges from 0.5% to 1.5% of assessed value. The Home Owner Grant can reduce this.
Capital gains inclusion
50%
Only 50% of capital gains are taxable in Canada. Your principal residence is typically exempt entirely.
Popular areas in Greater Langley
Ask us about any neighbourhood — we can help you compare
Willoughby
One of Langley's fastest-growing areas. Modern townhomes, young families, and new amenities.
Walnut Grove
Established family neighbourhood. Great schools, parks, and easy access to Highway 1.
Fort Langley
Historic village charm. Boutique shops, cafés, and heritage character. Birthplace of BC.
Murrayville
Central Township location. Mix of older character homes and newer builds. Community-oriented.
Brookswood-Fernridge
Semi-rural feel with larger lots. Equestrian properties, forests, and a quiet lifestyle.
Aldergrove
Small-town feel with growing amenities. Most affordable area in Langley with strong community.
Langley City
Urban core with condos, restaurants, and walkable streets. Future SkyTrain terminus.
Clayton (nearby)
Just across the Surrey border. New developments, young families, and Langley-adjacent convenience.
Common questions about Langley real estate
Click any question to get an instant answer
What are the best neighbourhoods in Langley?
Willoughby, Walnut Grove, Fort Langley & more
How much down payment do I need in Langley?
5%, 10%, or 20% — it depends on the price
Is Willoughby a good area to buy?
New developments & family community
How will the SkyTrain affect Langley?
Transit expansion & property values
What are closing costs in BC?
Property transfer tax, legal fees & more
Do I qualify for the First Time Home Buyers' Program?
Tax exemptions, FHSA & grants
Should I buy in Langley City or the Township?
Urban city vs. suburban township
How do I find a good agent in Langley?
What to look for in a realtor
Agents you can trust
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Our partner agents maintain top performance metrics in Langley and the Fraser Valley with consistent results and exceptional client feedback across all regions of British Columbia.
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