Richmond, BC
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Get honest answers about buying or selling a home in Richmond. An island city with diverse culture, excellent dining, and proximity to YVR. Ask anything — completely free, no obligation.
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Island city with urban convenience
Richmond is an island city south of Vancouver with excellent Canada Line SkyTrain access, a world-class food scene, and proximity to YVR International Airport. From waterfront Steveston to the urban core, Richmond offers diverse living options.
Culture and community
Home to the famous Richmond Night Market, historic Steveston Village, and vibrant multicultural communities, Richmond combines urban energy with coastal charm. Top-rated schools and family-friendly parks make it a sought-after location.
Diverse housing market
Richmond offers everything from waterfront single-family homes in Steveston to modern condos along the Canada Line. Whether you're a first-time buyer or looking to upsize, there's a neighbourhood and property type to match your needs.
Quick facts for Richmond buyers
Key numbers to know before you start
Minimum down payment
5%
For homes under $500K. Between $500K–$1M, it's 5% on the first $500K and 10% on the rest. Over $1M requires 20%.
Mortgage insurance (CMHC)
2.8–4.0%
Required when your down payment is under 20%. Premium ranges from 2.8% (15% down) to 4.0% (5% down) of your mortgage amount.
Stress test rate
Rate + 2%
All buyers must qualify at their contract rate plus 2%, or the Bank of Canada benchmark — whichever is higher.
Max amortization
25–30 yrs
Standard maximum is 25 years. First-time buyers or new construction buyers may qualify for up to 30 years.
Property taxes
0.5–1.5%
Annual property tax in BC typically ranges from 0.5% to 1.5% of assessed value. The Home Owner Grant can reduce this.
Capital gains inclusion
50%
Only 50% of capital gains are taxable in Canada. Your principal residence is typically exempt entirely.
Featured listings in Richmond
Browse current properties on the market
Popular areas in Greater Richmond
Ask us about any neighbourhood — we can help you compare
Steveston
Historic fishing village with waterfront charm. Character homes, boardwalk, and vibrant local shops.
Broadmoor
Established family neighbourhood with excellent schools, parks, and quiet residential streets.
Terra Nova
Waterfront community with trails, parks, and a mix of townhomes and single-family homes.
Ironwood
Newer development with modern townhomes and condos. Family-friendly with good schools and shopping.
Hamilton
Growing neighbourhood near the Canada Line. Mix of new developments and established homes.
West Cambie
Rapidly developing area with new condos and townhomes. Excellent transit access via Canada Line.
Seafair
Quiet residential area with larger lots. Close to Steveston and waterfront amenities.
East Richmond
More rural feel with larger properties. Agricultural land and quieter pace of life.
Common questions about Richmond real estate
Click any question to get an instant answer
What are the best neighbourhoods in Richmond?
Steveston, Broadmoor, Terra Nova & more
How much down payment do I need in Richmond?
5%, 10%, or 20% — it depends on the price
Is Steveston a good area to buy?
Waterfront village charm & character homes
How does living near YVR affect property?
Airport proximity, noise & convenience
What are closing costs in BC?
Property transfer tax, legal fees & more
Do I qualify for the First Time Home Buyers' Program?
Tax exemptions, FHSA & grants
Should I buy a condo or townhouse in Richmond?
Compare property types & transit access
How do I find a good agent in Richmond?
What to look for in a realtor
Agents you can trust
We work with top-performing realtors across Greater Richmond
Proven track record
Our partner agents maintain top performance metrics in Richmond and Metro Vancouver with consistent results and exceptional client feedback across all regions of British Columbia.
Verified and vetted
Every agent is personally interviewed and monitored for ongoing performance. They carry years of experience in their specialized areas across Richmond and the Lower Mainland.
No cost to you
Our service is completely free. Partner agents pay a referral fee only when a transaction successfully closes. You're never under any obligation — you're free to interview agents and decide if they're the right fit.
How it works
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Connect when you're ready
Only when you decide you want to work with an agent, we'll introduce you to a vetted Richmond professional who fits your needs. There's no obligation — you're free to interview them and decide if they're the right fit.
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