Frequently Asked Questions
Quick answers to the most common real estate questions. Want more detail? Start a conversation with our AI assistant.
Ask your own questionAbout Agent For You
What is Agent For You?
Agent For You is a free AI-powered assistant that answers your real estate questions instantly. Whether you are buying or selling a home in Canada, you can ask about down payments, closing costs, first-time buyer programs, and more—24/7, with no signup required.
Ask about thisIs Agent For You really free?
Yes, completely free. You can ask unlimited questions about Canadian real estate. We connect you with vetted partner agents only when you are ready—there is no pressure and no spam.
Ask about thisWhat kind of questions can I ask?
Anything about real estate! Common questions include: How much down payment do I need? What are closing costs? How do I make an offer? What is property transfer tax? When should I sell? How do I choose a neighbourhood?
Ask about thisWhat areas does Agent For You cover?
We specialize in British Columbia, including Vancouver, Burnaby, Surrey, Richmond, Langley, Abbotsford, and the entire Lower Mainland and Fraser Valley. Our AI assistant can answer general Canadian real estate questions for any province.
Ask about thisBuying a Home
How much down payment do I need in Canada?
The minimum down payment depends on the purchase price: 5% for homes up to $500,000, 10% on the portion between $500,000 and $1,499,999, and 20% for homes $1.5 million or more. If your down payment is less than 20%, you’ll need CMHC mortgage insurance.
Ask about thisWhat are closing costs when buying a home?
Closing costs in Canada typically range from 1.5% to 4% of the purchase price. They include land transfer tax (property transfer tax in BC), legal fees, home inspection, title insurance, and property tax adjustments. First-time buyers may qualify for rebates on property transfer tax.
Ask about thisDo I need a home inspection?
A home inspection is not legally required but is strongly recommended. It covers the structure, roof, plumbing, electrical, HVAC, and more. An inspection can reveal costly problems before you commit and gives you leverage to negotiate repairs or a lower price.
Ask about thisHow do I make an offer on a house?
Your real estate agent will prepare an offer (Contract of Purchase and Sale in BC) that includes your price, deposit amount, conditions (like financing and inspection), and a completion date. The seller can accept, reject, or counter your offer.
Ask about thisSelling a Home
When is the best time to sell my home?
In BC, spring (March–May) typically sees the most buyer activity and highest prices. However, selling in a less competitive season can mean fewer competing listings. Your best timing depends on local market conditions, your neighbourhood, and your personal situation.
Ask about thisHow do I price my home to sell?
Pricing starts with a comparative market analysis (CMA) that looks at recent sales of similar homes in your area. Your agent will factor in your home’s condition, upgrades, lot size, and current market trends. Overpricing can lead to longer time on market; strategic pricing often attracts more offers.
Ask about thisWhat does it cost to sell a home in Canada?
Typical selling costs include real estate agent commission (usually 3–7% split between buyer’s and seller’s agents), legal fees, mortgage discharge fees, potential capital gains tax on investment properties, and any staging or repair costs. Your net proceeds depend on these costs and your remaining mortgage balance.
Ask about thisWorking with an Agent
How is this different from talking to a real estate agent?
Unlike agents, we have no incentive to push you toward a sale. Our AI provides neutral, educational information. When you decide you want professional help, we introduce you to carefully vetted agents—but only when you ask.
Ask about thisHow do you choose partner agents?
We personally vet every agent in our network based on experience, client reviews, local expertise, and communication style. We only work with agents who prioritize client education and refuse high-pressure sales tactics.
Ask about thisHow do I find a good real estate agent?
Look for an agent with strong local knowledge, good reviews, and a communication style that matches yours. Ask about their experience with your type of transaction (buying, selling, condos, houses). A good agent should educate you, not pressure you.
Ask about thisDidn't find your answer?
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