Port Moody, BC
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Get honest answers about buying or selling a home in Port Moody. The "City of the Arts" with Brewers Row, Rocky Point Park, and Evergreen Line SkyTrain. Ask anything — completely free, no obligation.
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City of the Arts
Port Moody is known as the "City of the Arts" for its vibrant arts community, galleries, and cultural events. Combined with Brewers Row's craft brewery scene, Rocky Point Park, and waterfront trails, it offers a creative and active lifestyle.
Evergreen Line SkyTrain access
The Evergreen Extension brought SkyTrain to Port Moody with stations at Moody Centre and Inlet Centre. This transformed commuting and sparked new development, making Port Moody more connected than ever to Metro Vancouver.
Small city, big lifestyle
With a population of around 35,000, Port Moody offers a tight-knit community feel while providing excellent amenities. From waterfront living to mountain-side homes, the compact city punches well above its weight for quality of life.
Quick facts for Port Moody buyers
Key numbers to know before you start
Minimum down payment
5%
For homes under $500K. Between $500K–$1M, it's 5% on the first $500K and 10% on the rest. Over $1M requires 20%.
Mortgage insurance (CMHC)
2.8–4.0%
Required when your down payment is under 20%. Premium ranges from 2.8% (15% down) to 4.0% (5% down) of your mortgage amount.
Stress test rate
Rate + 2%
All buyers must qualify at their contract rate plus 2%, or the Bank of Canada benchmark — whichever is higher.
Max amortization
25–30 yrs
Standard maximum is 25 years. First-time buyers or new construction buyers may qualify for up to 30 years.
Property taxes
0.5–1.5%
Annual property tax in BC typically ranges from 0.5% to 1.5% of assessed value. The Home Owner Grant can reduce this.
Capital gains inclusion
50%
Only 50% of capital gains are taxable in Canada. Your principal residence is typically exempt entirely.
Featured listings in Port Moody
Browse current properties on the market
Popular areas in Greater Port Moody
Ask us about any neighbourhood — we can help you compare
Glenayre
Central Port Moody neighbourhood with established homes, parks, and easy access to amenities.
Heritage Mountain
Hillside community with panoramic views, newer homes, and family-oriented living near trails.
Pleasantside
Quiet residential area with character homes, mature trees, and a strong neighbourhood feel.
College Park
Near the recreation complex and schools. Mix of townhomes and single-family residences.
Ioco
Historic community undergoing major redevelopment. Future plans include a new waterfront village.
Seaview
Inlet-facing neighbourhood with water views, trails, and proximity to Rocky Point Park.
Moody Centre
Urban core near Moody Centre SkyTrain. New condos, Brewers Row, and waterfront park access.
April Road
Residential area with a mix of housing types. Close to Inlet Centre SkyTrain station.
Common questions about Port Moody real estate
Click any question to get an instant answer
What are the best neighbourhoods in Port Moody?
Heritage Mountain, Glenayre, Moody Centre & more
How much down payment do I need in Port Moody?
5%, 10%, or 20% — it depends on the price
Is Heritage Mountain a good area to buy?
Mountain community with panoramic views
How does the Evergreen Line affect Port Moody?
SkyTrain access & property appreciation
What are closing costs in BC?
Property transfer tax, legal fees & more
Do I qualify for the First Time Home Buyers' Program?
Tax exemptions, FHSA & grants
Should I buy in Port Moody or Coquitlam?
Tri-Cities comparison for homebuyers
How do I find a good agent in Port Moody?
What to look for in a realtor
Agents you can trust
We work with top-performing realtors across Greater Port Moody
Proven track record
Our partner agents maintain top performance metrics in Port Moody and the Tri-Cities with consistent results and exceptional client feedback across all regions of British Columbia.
Verified and vetted
Every agent is personally interviewed and monitored for ongoing performance. They carry years of experience in their specialized areas across Port Moody and the Lower Mainland.
No cost to you
Our service is completely free. Partner agents pay a referral fee only when a transaction successfully closes. You're never under any obligation — you're free to interview agents and decide if they're the right fit.
How it works
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